/* =========================================================
   ABOUT SECTION — redesigned
========================================================= */

.about-section {
    padding: 100px 0;
    background: #fff;
}

/* ---------- INTRO ---------- */

.about-intro h3 {
    margin-bottom: 18px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 36px;
    font-weight: 700;
    line-height: 1.25;
}

.about-intro h3 span {
    color: #D4A017;
}

.about-intro .line {
    display: block;
    width: 55px;
    height: 3px;
    margin-bottom: 22px;

    background: #D4A017;
}

.about-lead {
    margin-bottom: 16px;

    color: #243746;
    font-size: 16px;
    line-height: 1.8;
}

.about-chinese {
    margin-bottom: 26px;

    color: #8895a1;
    font-size: 14px;
    line-height: 1.9;
}

.about-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 18px;
}

.about-btn-primary {
    display: inline-flex;
    align-items: center;
    gap: 8px;

    padding: 13px 26px;

    background: #D4A017;
    color: #fff;
    border: 2px solid #D4A017;
    border-radius: 4px;

    font-family: "Montserrat", sans-serif;
    font-size: 13px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    text-decoration: none;

    transition: all 0.25s ease;
}

.about-btn-primary:hover {
    background: #123B5D;
    border-color: #123B5D;
    color: #fff;
}

.about-btn-secondary {
    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 13px;
    font-weight: 600;
    text-decoration: none;
    border-bottom: 1px solid rgba(18, 59, 93, 0.25);
    padding-bottom: 2px;
    transition: all 0.2s ease;
}

.about-btn-secondary:hover {
    color: #D4A017;
    border-bottom-color: #D4A017;
}

/* ---------- FOUNDER CARD ---------- */

.founder-card {
    display: flex;
    flex-direction: column;

    background: #fff;
    border: 1px solid #E3EAF0;
    border-radius: 12px;
    overflow: hidden;

    box-shadow: 0 15px 45px rgba(18, 59, 93, 0.10);
}

.founder-card-photo {
    width: 100%;
    overflow: hidden;
    background: #f5f8fa;
}

.founder-card-photo img {
    display: block;
    width: 100%;
    height: auto;
    object-fit: cover;
}

.founder-card-caption {
    padding: 24px 26px 26px;
}

.founder-card-location {
    display: inline-block;
    margin-bottom: 10px;

    color: #D4A017;
    font-family: "Montserrat", sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.2px;
    text-transform: uppercase;
}

.founder-card-location i {
    font-size: 13px;
    margin-right: 3px;
}

.founder-card-caption h4 {
    margin-bottom: 4px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 20px;
    font-weight: 700;
}

.founder-card-caption > p {
    margin: 0 0 12px;

    color: #667784;
    font-size: 13.5px;
    font-weight: 600;
}

.founder-card-note {
    margin-bottom: 18px !important;

    color: #667784 !important;
    font-size: 13.5px !important;
    font-weight: 400 !important;
    font-style: italic;
    line-height: 1.7;
}

.founder-card-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;

    padding: 11px 22px;

    background: transparent;
    color: #123B5D;
    border: 2px solid #123B5D;
    border-radius: 4px;

    font-family: "Montserrat", sans-serif;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    text-decoration: none;

    transition: all 0.25s ease;
}

.founder-card-btn:hover {
    background: #123B5D;
    color: #fff;
}

/* ---------- WHY KIFiJO ---------- */

.about-why-row {
    margin-top: 80px;
    padding-top: 70px;
    border-top: 1px solid #E3EAF0;
}

.about-why-kicker {
    display: inline-block;
    margin-bottom: 10px;

    color: #D4A017;
    font-family: "Montserrat", sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.about-why-title {
    margin-bottom: 50px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 30px;
    font-weight: 700;
}

.about-why-card {
    height: 100%;

    margin-bottom: 25px;
    padding: 32px 24px;

    background: #fff;
    border: 1px solid #E3EAF0;
    border-radius: 10px;

    text-align: center;

    transition: all 0.25s ease;
}

.about-why-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 45px rgba(18, 59, 93, 0.10);
    border-color: rgba(212, 160, 23, 0.4);
}

.about-why-icon {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 58px;
    height: 58px;

    margin: 0 auto 18px;

    background: rgba(212, 160, 23, 0.10);
    border-radius: 50%;

    color: #D4A017;
    font-size: 24px;
}

.about-why-card h4 {
    margin-bottom: 12px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 15px;
    font-weight: 700;
    line-height: 1.35;
}

.about-why-card p {
    margin: 0;

    color: #667784;
    font-size: 13px;
    line-height: 1.7;
}

/* ---------- MOBILE ---------- */

@media (max-width: 991px) {

    .about-section {
        padding: 70px 0;
    }

    .about-intro h3 {
        font-size: 28px;
    }

    .about-intro {
        margin-bottom: 45px;
    }

    .founder-card {
        max-width: 420px;
        margin: 0 auto 45px;
    }

    .about-why-row {
        margin-top: 40px;
        padding-top: 45px;
    }

    .about-why-title {
        margin-bottom: 35px;
        font-size: 24px;
    }

}

@media (max-width: 575px) {

    .about-intro h3 {
        font-size: 24px;
    }

    .about-actions {
        flex-direction: column;
        align-items: stretch;
        gap: 12px;
    }

    .about-btn-primary {
        justify-content: center;
    }

    .about-btn-secondary {
        text-align: center;
    }

    .founder-card-caption {
        padding: 20px 20px 22px;
    }

    .about-why-card {
        padding: 26px 20px;
    }
}

/* =========================================================
   HOME PAGE — SECTIONS
   Compliance, Capabilities, Approach, Industries, Principles
========================================================= */


/* =========================================================
   1. COMPLIANCE & RISK
========================================================= */

.compliance-section {
    background: #fff;
}

.compliance-card {
    height: 100%;

    margin-bottom: 25px;
    padding: 32px 24px;

    background: #F5F8FA;
    border: 1px solid #E3EAF0;
    border-top: 4px solid #123B5D;
    border-radius: 8px;

    transition: all 0.25s ease;
}

.compliance-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 45px rgba(18, 59, 93, 0.10);
    border-top-color: #D4A017;
}

.compliance-icon {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 56px;
    height: 56px;

    margin-bottom: 18px;

    background: #fff;
    border-radius: 12px;

    color: #123B5D;
    font-size: 26px;
}

.compliance-card h4 {
    margin-bottom: 12px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 16px;
    font-weight: 700;
    line-height: 1.35;
}

.compliance-card p {
    margin: 0;

    color: #667784;
    font-size: 13.5px;
    line-height: 1.7;
}


/* =========================================================
   2. CAPABILITIES
========================================================= */

.capabilities-section {
    background: #f9f9f9;
}

.capability-tile {
    height: 100%;

    margin-bottom: 25px;
    padding: 30px 24px;

    background: #fff;
    border: 1px solid #E3EAF0;
    border-radius: 10px;

    transition: all 0.25s ease;
}

.capability-tile:hover {
    transform: translateY(-3px);
    box-shadow: 0 15px 40px rgba(18, 59, 93, 0.08);
    border-color: rgba(212, 160, 23, 0.4);
}

.capability-tile-icon {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 56px;
    height: 56px;

    margin-bottom: 18px;

    background: rgba(212, 160, 23, 0.10);
    border-radius: 50%;

    color: #D4A017;
    font-size: 26px;
}

.capability-tile h4 {
    margin-bottom: 10px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 17px;
    font-weight: 700;
}

.capability-tile p {
    margin: 0;

    color: #667784;
    font-size: 13.5px;
    line-height: 1.7;
}


/* =========================================================
   3. OUR APPROACH
========================================================= */

.approach-section {
    background: #fff;
}

.approach-card {
    height: 100%;

    margin-bottom: 25px;
    padding: 30px 26px;

    background: #fff;
    border: 1px solid #E3EAF0;
    border-left: 4px solid #D4A017;
    border-radius: 8px;

    transition: all 0.25s ease;
}

.approach-card:hover {
    transform: translateX(4px);
    box-shadow: 0 12px 35px rgba(18, 59, 93, 0.08);
    border-left-color: #123B5D;
}

.approach-number {
    display: block;
    margin-bottom: 12px;

    color: #D4A017;
    font-family: "Montserrat", sans-serif;
    font-size: 26px;
    font-weight: 700;
    line-height: 1;
    letter-spacing: 1px;
}

.approach-card h4 {
    margin-bottom: 10px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 17px;
    font-weight: 700;
}

.approach-card p {
    margin: 0;

    color: #667784;
    font-size: 13.5px;
    line-height: 1.7;
}


/* =========================================================
   4. INDUSTRIES WE SERVE
========================================================= */

.industries-section {
    background: #f9f9f9;
}

.industry-card {
    height: 100%;

    margin-bottom: 25px;
    padding: 32px 24px;

    background: #fff;
    border: 1px solid #E3EAF0;
    border-radius: 10px;

    text-align: center;

    transition: all 0.25s ease;
}

.industry-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 15px 45px rgba(18, 59, 93, 0.10);
    border-color: rgba(212, 160, 23, 0.4);
}

.industry-icon {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 62px;
    height: 62px;

    margin: 0 auto 18px;

    background: rgba(18, 59, 93, 0.08);
    border-radius: 50%;

    color: #123B5D;
    font-size: 28px;
}

.industry-card h4 {
    margin-bottom: 10px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 17px;
    font-weight: 700;
}

.industry-card p {
    margin: 0;

    color: #667784;
    font-size: 13.5px;
    line-height: 1.7;
}


/* =========================================================
   5. GUIDING PRINCIPLES
========================================================= */

.principles-section {
    background: #fff;
}

.principle-card {
    height: 100%;

    margin-bottom: 25px;
    padding: 36px 28px;

    background: linear-gradient(
        135deg,
        #F5F8FA 0%,
        #ffffff 100%
    );
    border: 1px solid #E3EAF0;
    border-radius: 10px;

    text-align: center;

    transition: all 0.25s ease;
}

.principle-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 50px rgba(18, 59, 93, 0.12);
    border-color: rgba(212, 160, 23, 0.5);
}

.principle-icon {
    display: flex;
    align-items: center;
    justify-content: center;

    width: 68px;
    height: 68px;

    margin: 0 auto 20px;

    background: rgba(212, 160, 23, 0.12);
    border-radius: 50%;

    color: #D4A017;
    font-size: 30px;
}

.principle-card h4 {
    margin-bottom: 14px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 18px;
    font-weight: 700;
}

.principle-card p {
    margin: 0;

    color: #667784;
    font-size: 14px;
    line-height: 1.75;
}


/* =========================================================
   RESPONSIVE
========================================================= */

@media (max-width: 991px) {
    .compliance-card,
    .capability-tile,
    .approach-card,
    .industry-card,
    .principle-card {
        padding: 26px 22px;
    }

    .principle-icon {
        width: 60px;
        height: 60px;
        font-size: 26px;
    }
}

@media (max-width: 575px) {
    .compliance-card,
    .capability-tile,
    .approach-card,
    .industry-card,
    .principle-card {
        padding: 24px 20px;
    }

    .compliance-card h4,
    .capability-tile h4,
    .approach-card h4,
    .industry-card h4,
    .principle-card h4 {
        font-size: 15px;
    }
}

/* =========================================================
   ABOUT PAGE
========================================================= */

/* ---------- INTRO SECTION ---------- */

.about-intro-section {
    padding: 100px 0;
    background: #fff;
}

.about-kicker {
    display: inline-block;
    margin-bottom: 14px;

    color: #D4A017;
    font-family: "Montserrat", sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.about-intro h2 {
    margin-bottom: 18px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 38px;
    font-weight: 700;
    line-height: 1.2;
}

.about-intro h2 span {
    color: #D4A017;
}

.about-intro .line {
    display: block;
    width: 55px;
    height: 3px;
    margin-bottom: 22px;
    background: #D4A017;
}

.about-intro .about-lead {
    margin-bottom: 18px;

    color: #243746;
    font-size: 17px;
    font-weight: 500;
    line-height: 1.75;
}

.about-intro p {
    margin-bottom: 16px;

    color: #667784;
    font-size: 15px;
    line-height: 1.85;
}

.about-intro .about-chinese {
    margin-top: 20px;
    margin-bottom: 28px;
    padding: 18px 20px;

    background: #F5F8FA;
    border-left: 3px solid #D4A017;
    border-radius: 4px;

    color: #667784;
    font-size: 14px;
    line-height: 1.9;
}

/* ---------- OUR STORY ---------- */

.about-story-section {
    background: #f9f9f9;
}

.about-story-content p {
    margin-bottom: 20px;

    color: #243746;
    font-size: 16px;
    line-height: 1.9;
}

.about-story-content p:last-child {
    margin-bottom: 0;
}

.about-story-content strong {
    color: #123B5D;
    font-weight: 700;
}

/* ---------- LEADERSHIP ---------- */

.leadership-card {
    display: flex;
    align-items: center;
    gap: 40px;

    padding: 40px;

    background: #fff;
    border: 1px solid #E3EAF0;
    border-radius: 12px;

    box-shadow: 0 15px 45px rgba(18, 59, 93, 0.08);
}

.leadership-photo {
    flex: 0 0 220px;
    width: 220px;
    height: 220px;
    border-radius: 50%;
    overflow: hidden;

    border: 5px solid #F5F8FA;
}

.leadership-photo img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center top;
}

.leadership-content {
    flex: 1 1 auto;
}

.leadership-role {
    display: inline-block;
    margin-bottom: 10px;

    color: #D4A017;
    font-family: "Montserrat", sans-serif;
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

.leadership-content h3 {
    margin-bottom: 14px;

    color: #123B5D;
    font-family: "Montserrat", sans-serif;
    font-size: 28px;
    font-weight: 700;
}

.leadership-bio {
    margin-bottom: 22px;

    color: #667784;
    font-size: 15px;
    line-height: 1.8;
}

.leadership-actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 18px;
}

@media (max-width: 767px) {
    .leadership-card {
        flex-direction: column;
        text-align: center;
        gap: 25px;
        padding: 30px 22px;
    }

    .leadership-photo {
        flex: 0 0 160px;
        width: 160px;
        height: 160px;
    }

    .leadership-content h3 {
        font-size: 22px;
    }

    .leadership-actions {
        flex-direction: column;
        align-items: stretch;
        gap: 12px;
    }

    .leadership-actions .about-btn-primary {
        justify-content: center;
    }

    .leadership-actions .about-btn-secondary {
        text-align: center;
    }
}